เรื่องน่ารู้เกี่ยวกับบัญชีเงินฝากออมทรัพย์

เรื่องน่ารู้เกี่ยวกับบัญชีเงินฝากออมทรัพย์

บัญชีออมทรัพย์ส่วนใหญ่หลายคนก็จะรู้จักกันดีอยู่แล้ว โดยเฉพาะมนุษย์เงินเดือนที่ต้องมีเงินเดือนเข้าบัญชี จำเป็นต้องเปิดบัญชีประเภทนี้ ที่สำคัญยังเป็นบัญชีที่ใช้สำหรับการฝากถอนได้ง่าย เพราะคุณสามารถเบิกเมื่อไรก็ได้ตามความต้องการ บางคนอาจจะเปิดบัญชีคู่กับการทำบัตรเอทีเอ็ม เพื่อช่วยเพิ่มความสะดวกในการฝากถอนมากยิ่งขึ้น และในปัจจุบันยังสามารถทำธุรกรรมต่างๆ ได้ด้วยตัวเองที่ตู้เอทีเอ็มกันได้เลย แต่บัญชีเงินฝากประเภทนี้ก็ยังมีอะไรอีกหลายอย่างที่น่าสนใจ เช่น

1. การเปิดบัญชีจะมีกำหนดเงินขั้นต่ำในการเปิด ซึ่งแต่ละธนาคารจะแตกต่างกัน สามารถฝากถอนกี่ครั้งก็ได้ในแต่ละวัน เหมาะสำหรับผู้ที่ต้องการออมระยะสั้น

2. สามารถใช้ตัดบัญชีในการชำระค่าสาธารณูปโภคต่างๆ ไม่ว่าจะเป็น ค่าน้ำ ค่าไฟ ค่าผ่อนรถยนต์ ค่าผ่อนบ้าน เป็นต้น

3. เงินฝากประเภทออมทรัพย์จะมีอัตราดอกเบี้ยที่ไม่สูงเมื่อเทียบกับแบบเงินฝากประจำ

4. บัญชีเงินฝากประเภทนี้ธนาคารจะคิดดอกเบี้ยให้แบบรายวัน โดยสะสมยอดไว้และจ่ายให้แก่เจ้าของบัญชีปีละ 2 ครั้ง

5. ถ้าเรามีเงินฝากอยู่ในบัญชีสูงและได้รับดอกเบี้ยในแต่ละปีรวมทุกบัญชีออมทรัพย์ที่เปิดแล้วเกิน 20,000 บาท ต้องเสียภาษีร้อยละ 15 ต่อปี กรณีเป็นบุคคลธรรมดา แต่ถ้าไม่เกินก็ไม่ต้องเสีย ดังนั้นถ้าใครคิดจะออมเงินไม่ควรเก็บเงินไว้ในบัญชีเงินฝากประเภทนี้

สำหรับใครที่ต้องการออมเงินระยะสั้นและมีสภาพคล่องสามารถเบิกถอนได้สะดวกการเปิดบัญชีประเภทออมทรัพย์จะเหมาะสำหรับคุณ

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Director : Shane Black.
Producer : Kevin Feige.
Release : April 18, 2013
Country : China, United States of America.
Production Company : Marvel Studios.
Language : English.
Runtime : 130 min
Genre : Action, Adventure, Science Fiction.

‘Iron Man 3’ is a movie genre Action, was released in April 18, 2013. Shane Black was directed this movie and starring by Robert Downey Jr.. This movie tell story about When Tony Stark’s world is torn apart by a formidable terrorist called the Mandarin, he starts an odyssey of rebuilding and retribution.

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Director : Chris Williams, Don Hall.
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Release : October 24, 2014
Country : United States of America.
Production Company : Walt Disney Pictures, Walt Disney Animation Studios.
Language : English.
Runtime : 102 min
Genre : Adventure, Family, Animation, Action, Comedy.

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Release : January 27, 2017
Country : United Kingdom.
Production Company : DNA Films, TriStar Pictures, Cloud Eight Films, Creative Scotland, Decibel Films, Film4.
Language : български език, English.
Runtime : 117 min
Genre : Crime, Drama.

Movie ‘T2 Trainspotting’ was released in January 27, 2017 in genre Crime. Danny Boyle was directed this movie and starring by Ewan McGregor. This movie tell story about After 20 years abroad, Mark Renton returns to Scotland and reunites with his old friends Sick Boy, Spud and Begbie.

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Director : Yeon Sang-Ho.
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Release : July 20, 2016
Country : South Korea.
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Runtime : 118 min
Genre : Action, Horror, Thriller.

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Producer : Tim Bevan, Eric Fellner, Nira Park.
Release : June 28, 2017
Country : United Kingdom, United States of America.
Production Company : Big Talk Productions, TriStar Pictures, Media Rights Capital, Working Title Films, Double Negative.
Language : English.
Runtime : 113
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Director : Duncan Jones.
Producer : Alex Gartner, Jon Jashni, Charles Roven, Thomas Tull, Tessa Ross.
Release : May 25, 2016
Country : Canada, China, Japan, United States of America.
Production Company : Universal Pictures, Atlas Entertainment, Legendary Pictures, Blizzard Entertainment.
Language : English.
Runtime : 123 min
Genre : Action, Adventure, Fantasy.

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Director : Rupert Sanders.
Producer : Ari Arad, Avi Arad, Maguy R. Cohen, Steven Paul.
Release : March 29, 2017
Country : Australia, New Zealand, United States of America, United Kingdom, India, China, Canada, Japan, Hong Kong.
Production Company : Paramount Pictures, DreamWorks SKG, Shanghai Film Group, Reliance Entertainment, Arad Productions, Grosvenor Park Productions, Steven Paul Production, Huahua Media, Seaside Entertainment, Amblin Partners, Weying Galaxy Entertainment.
Language : 日本語, English.
Runtime : 107
Genre : Action, Science Fiction, Thriller.

‘Ghost in the Shell’ is a movie genre Action, was released in March 29, 2017. Rupert Sanders was directed this movie and starring by Scarlett Johansson. This movie tell story about In the near future, Major is the first of her kind: a human saved from a terrible crash, then cyber-enhanced to be a perfect soldier devoted to stopping the world’s most dangerous criminals.

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